Construction sites are often dangerous places for both employees and passerby. Unfortunately, these sites may contain a large number of dangerous chemicals that could cause complications with a person's vision. Thankfully, contractor liability insurance will protect these companies from being sued for severe financial loss in this situation.
Eye Problems Are Common On Construction Jobs
Over 2,000 people hurt their eyes on a construction site every day. That's a staggering number of individuals, especially taking into account that 10-20 percent of all of these injuries cause vision loss that may be permanent and devastating to a person's construction career.
The sheer number of items that can damage eyes on a construction site is staggering. Various types of solvents, such as oil, grease, and lubrication fluids, may squirt into the eye and cause severe damage. And construction workers with injured vision typically cannot work until—or if—they recover due to the importance vision plays in safe and consistent construction.
Eye Injuries Could Result In Lawsuits
Though workers who suffer from eye injuries at work may receive workers' compensation, they may attempt to pursue lawsuits against their employer anyway. Typically, these types of lawsuits are pursued if the injured individual either needs more money for treatment or if they believe that their employer was very negligent in handling their chemicals.
For example, the injured individual could sue if the employer did not take proper safety precautions with dangerous chemicals and did not enforce proper storage methods. If that negligence lead directly to the injury, then a lawsuit is likely on the horizon, one that could be very financially problematic without high-quality liability insurance.
How Contractor Liability Insurance Helps
Contractor liability insurance is put into place to protect building companies if employees or passersby get injured on a construction site and if they try to sue. Liability coverage will kick in if a lawsuit is pursued and successfully impacts a construction company.
Though general liability policies are available for builders, contractor liability is a good investment because it covers specific dangers caused by construction sites. So, if someone suffers from an eye injury due to chemical exposure, contractor liability insurance would provide appropriate protection.
If you own or run a construction company and want to make sure that you don't experience any severe financial loss due to eye injuries, talk to a contractor liability insurance provider. These professionals will provide high-quality policies at a reasonable price.